Terms and Conditions

1. Nature of the Service

Berg Signal GPT provides an AI-driven decision-optimization platform intended to support long-term financial planning discussions. The Service is designed to present scenarios, models, and structured information for informational and educational purposes only.

• Not financial advice Nothing produced by the Service constitutes personalized financial, investment, tax, legal, or retirement advice. Outputs are illustrative and should not be treated as recommendations tailored to your individual circumstances.
• Decision support only The Service is a tool to assist your own research and conversations with qualified professionals. Final decisions and their consequences remain solely your responsibility.
• No guarantee of outcomes Projections, models, and scenario outputs are based on assumptions and inputs that may not reflect actual future conditions. Past patterns or hypothetical models do not guarantee future results.

2. Eligibility and Account Use

By using the Service, you represent that you have the legal capacity to enter into a binding agreement under applicable law. If you use the Service on behalf of a household, family, or other group, you represent that you are authorized to accept these Terms on their behalf.

If any part of the Service requires registration or the creation of an account, you agree to provide accurate information, maintain the confidentiality of your credentials, and accept responsibility for activity that occurs under your account.

3. Acceptable Use

You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. Without limiting the foregoing, you agree not to:

• Misuse or interfere Attempt to disrupt, reverse-engineer, probe, or degrade the Service, its infrastructure, or underlying models.
• Submit unlawful content Upload or transmit data that is unlawful, infringing, deceptive, or that you do not have the right to share.
• Circumvent access controls Attempt to bypass authentication, rate limits, or other technical measures put in place to protect the Service.
• Resell or redistribute Reproduce, resell, or redistribute the Service or its outputs as a standalone commercial product without prior written permission.

4. Intellectual Property

All content, design elements, methodology descriptions, text, graphics, and software associated with the Service are the property of Berg Signal GPT or its licensors and are protected by applicable intellectual property laws, except where otherwise indicated.

Subject to your compliance with these Terms, Berg Signal GPT grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal or internal household purposes. No other rights are granted by implication or otherwise.

5. User Input and Data

Where the Service allows you to submit financial information, goals, or other personal data to generate scenarios or models, you retain ownership of the information you provide. You are responsible for ensuring that any data you submit is accurate and that you have the right to share it.

Details on how submitted data is collected, used, and safeguarded are described separately in the Privacy Policy, which forms part of the overall relationship between you and Berg Signal GPT.

6. Third-Party Links and Services

The Service may reference or link to third-party tools, resources, or professional services. Berg Signal GPT does not control and is not responsible for the content, accuracy, or practices of third parties. Inclusion of any reference does not constitute an endorsement.

7. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Berg Signal GPT does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any scenario, projection, or model will reflect actual future financial outcomes.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Berg Signal GPT, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, data, savings, or financial opportunity, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

Where liability cannot be fully excluded under applicable law, Berg Signal GPT's aggregate liability shall be limited to the minimum extent permitted by that law.

9. Indemnification

You agree to indemnify and hold harmless Berg Signal GPT and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your misuse of the Service, your violation of these Terms, or your violation of any rights of a third party.

10. Modifications to the Service and Terms

Berg Signal GPT may modify, suspend, or discontinue any part of the Service at any time without prior notice. Berg Signal GPT may also revise these Terms from time to time. Material changes will be reflected by an updated revision date on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

11. Termination

Berg Signal GPT may suspend or terminate your access to the Service at its discretion, including in cases of suspected violation of these Terms, without liability to you. You may discontinue use of the Service at any time.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where Berg Signal GPT operates, without regard to conflict-of-law principles. This section is provided as a general placeholder and should be finalized with jurisdiction-specific legal guidance.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

14. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and Berg Signal GPT regarding your use of the Service, superseding any prior agreements or understandings.

15. Contact

Questions regarding these Terms can be directed through the contact channel listed on our Contact page. This draft is intended as a structural starting point and should be reviewed and completed with accurate operational and legal detail before publication.